Terms of Use

01

Agreement and eligibility

By accessing or using the Site, you acknowledge that you have read, understood, and agree to these Terms. If you do not agree, do not use the Site.

You must be at least 18 years old and legally capable of entering into a binding agreement. If you use the Site for a company or other organization, you represent that you have authority to bind that entity, and “you” includes that entity. The Site is intended primarily for users and transactions in the United States.

02

Role of this website

General information only

Site content is provided for general informational and business purposes. It is not legal, tax, accounting, investment, insurance, or other professional advice. You should consult your own advisors about your circumstances.

No offer or commitment

A financing range, payment example, calculator result, rate discussion, eligibility statement, prequalification, proposal, or other Site output is illustrative unless a signed agreement expressly states otherwise. Nothing on the Site is an offer, approval, commitment to lend, or guarantee of terms, timing, tax treatment, equipment performance, or transaction completion.

Any financing is subject to review and approval, satisfactory documentation, verification, applicable underwriting, product and jurisdiction availability, and the terms of final signed agreements. Rates, structures, fees, and program requirements may change.

No equipment endorsement

References to equipment, manufacturers, vendors, industries, or use cases do not constitute an endorsement, warranty, or representation about quality, safety, suitability, regulatory status, tax treatment, or performance. Equipment selection and vendor relationships remain your responsibility unless a written agreement expressly provides otherwise.

03

Accounts and information you provide

Some features may require an account, access code, or other credentials. You agree to provide accurate, current, and complete information; maintain and promptly update it; protect credentials; restrict unauthorized access to your devices and account; and notify us promptly if you suspect loss, compromise, or unauthorized use.

You are responsible for activity conducted through your account to the extent permitted by law. You may not share credentials with an unauthorized person, impersonate another person, create an account using false information, or attempt to gain access beyond the permissions assigned to you.

Information submitted through the Site may be used to respond to your request, verify identity, prevent fraud, evaluate a transaction, and provide or improve the Services, as explained in our Privacy Policy. Submitting information does not require LeasePoint to offer or provide a product.

04

Electronic communications and signatures

When you use the Site, send us an electronic message, or consent to electronic delivery, you agree that we may communicate with you electronically as permitted by law. Electronic notices, disclosures, records, and communications may satisfy legal requirements that they be in writing.

A separate consent may apply to electronic signatures, telephone calls, text messages, marketing, or recurring communications. Where required, those communications will be governed by the consent you provide and applicable law. Consent to receive marketing is not a condition of obtaining financing unless expressly and lawfully disclosed.

You are responsible for maintaining a current email address and compatible hardware and software if you elect electronic delivery. Contact us if you need to update your information or request an available paper copy.

05

Acceptable use

You may use the Site only for lawful purposes and in accordance with these Terms. You may not:

• violate law, regulation, court order, contract, intellectual property rights, privacy rights, publicity rights, or other rights;
• submit false, misleading, fraudulent, defamatory, harmful, infringing, or unlawful information or content;
• use the Site to harass, discriminate, threaten, exploit, or harm a person or to facilitate illegal activity;
• introduce malware, malicious code, corrupted data, or another harmful component;
• probe, scan, test, bypass, disable, interfere with, or compromise a security, authentication, rate-limit, access-control, or monitoring measure;
• access, scrape, crawl, index, copy, or extract the Site through an automated means except as expressly permitted by us or by standard search-engine instructions;
• reverse engineer, decompile, disassemble, decode, or attempt to derive source code or nonpublic functionality, except where a restriction is prohibited by law;
• use the Site or its content to build, train, benchmark, or improve a competing product, model, database, or service without our prior written permission;
• remove or alter a copyright, trademark, attribution, security, or proprietary notice; or
• use the Site in a way that could overload, disrupt, damage, or impair the Site or another person’s use of it.

We may investigate suspected misuse and cooperate with lawful requests. Nothing in these Terms limits conduct that applicable law expressly protects.

06

Ownership and limited license

The Site, including its software, source and object code, design, layout, visual elements, text, graphics, photographs, videos, data, databases, trademarks, logos, product names, and other content, is owned by LeasePoint or its licensors and is protected by intellectual property and other laws.

Subject to these Terms, LeasePoint grants you a limited, revocable, nonexclusive, nontransferable, nonsublicensable license to access and use the Site for your internal business or personal informational purposes. This license does not transfer ownership or permit commercial republication, resale, public display, distribution, modification, creation of derivative works, or another use not expressly authorized.

“LeasePoint,” LeasePoint logos, Apply, Partner, Signal, and related names and marks may be trademarks or service marks of LeasePoint or its affiliates. Other names and marks belong to their respective owners. No license to use a mark is granted by implication.

07

Submissions, documents, and feedback

You retain ownership of information and materials you submit. You grant LeasePoint and its service providers a nonexclusive license to host, copy, transmit, display, adapt, and otherwise process those materials as reasonably necessary to operate the Site, respond to your request, provide a Service, protect the Site, and comply with law.

You represent that you have the rights and authority needed to submit the materials and permit this processing. Do not send information through a general contact channel if the Site directs you to a secure portal or other approved method.

If you provide an idea, suggestion, or feedback about the Site or our products, you grant us a perpetual, worldwide, irrevocable, royalty-free right to use and incorporate that feedback without restriction or compensation, provided we do not publicly identify you as the source without permission.

08

Third-party services and links

The Site may link to, display, or integrate content, products, portals, services, or websites operated by third parties. Third parties may have their own terms, privacy notices, and security practices. LeasePoint does not control and is not responsible for an independent third party’s content, availability, accuracy, conduct, or practices.

A link or integration does not necessarily mean that LeasePoint endorses or guarantees the third party. Review the applicable terms and privacy notices before providing information or completing a transaction.

09

Privacy and cookies

Our Privacy Policy describes how we handle personal information. Our Cookie Notice explains the online technologies used on the Site. You can manage optional storage and submit privacy requests through Privacy Choices.

These policies are incorporated into these Terms by reference. If you use a third-party portal or service, that third party’s privacy practices may also apply.

10

Disclaimers

TO THE MAXIMUM EXTENT PERMITTED BY LAW, THE SITE AND ALL CONTENT, TOOLS, OUTPUTS, AND FEATURES ARE PROVIDED “AS IS” AND “AS AVAILABLE.” LEASEPOINT DISCLAIMS ALL EXPRESS, IMPLIED, AND STATUTORY WARRANTIES, INCLUDING WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, NON-INFRINGEMENT, ACCURACY, AVAILABILITY, SECURITY, AND QUIET ENJOYMENT.

We do not warrant that the Site will be uninterrupted, error-free, secure, free of harmful components, or compatible with every device; that defects will be corrected; or that content will be complete, current, or suitable for your purpose. Site content may contain technical, typographical, or other errors. You use the Site and rely on Site content at your own risk.

Some jurisdictions do not allow certain disclaimers, so portions of this section may not apply to you. Nothing in these Terms excludes a warranty or right that cannot lawfully be excluded.

11

Limitation of liability and indemnity

Limitation of liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, LEASEPOINT AND ITS AFFILIATES, OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, LICENSORS, AND SERVICE PROVIDERS WILL NOT BE LIABLE FOR INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE DAMAGES; LOST PROFITS, REVENUE, BUSINESS, DATA, OR GOODWILL; BUSINESS INTERRUPTION; OR THE COST OF SUBSTITUTE SERVICES ARISING FROM OR RELATED TO THE SITE OR THESE TERMS, EVEN IF ADVISED THAT SUCH DAMAGES MAY OCCUR.

TO THE MAXIMUM EXTENT PERMITTED BY LAW, THE AGGREGATE LIABILITY OF LEASEPOINT AND THE PARTIES IDENTIFIED ABOVE FOR CLAIMS ARISING FROM OR RELATED TO THE SITE OR THESE TERMS WILL NOT EXCEED ONE HUNDRED U.S. DOLLARS (US $100) OR THE AMOUNT YOU PAID, IF ANY, SPECIFICALLY TO USE THE SITE DURING THE SIX MONTHS BEFORE THE EVENT GIVING RISE TO THE CLAIM, WHICHEVER IS GREATER.

This limitation applies only to the Site and these Terms. A separate signed financing or service agreement may establish different rights and remedies for that relationship. Some jurisdictions do not allow certain liability limitations, so some limitations may not apply.

Indemnity

To the extent permitted by law, you agree to defend, indemnify, and hold harmless LeasePoint and its affiliates, officers, directors, employees, and agents from third-party claims, liabilities, damages, judgments, losses, and reasonable costs arising from your unlawful use of the Site, your material violation of these Terms, or materials you submit in violation of another person’s rights. This obligation does not apply to the extent a claim results from LeasePoint’s own unlawful conduct.

12

Suspension, changes, and termination

We may modify, suspend, restrict, or discontinue all or part of the Site at any time, with or without notice, subject to obligations in a separate agreement. We may suspend or terminate access if we reasonably believe you violated these Terms, created security or legal risk, misused the Site, or if suspension is necessary to protect the Site or others.

You may stop using the Site at any time. Provisions that by their nature should survive termination, including ownership, disclaimers, liability limitations, indemnity, governing law, and general provisions, will survive.

13

Governing law and disputes

These Terms are governed by the laws of the State of Texas, without regard to conflict-of-law principles. Subject to a different requirement in a signed agreement or applicable law, any action arising from these Terms or the Site must be brought exclusively in the state or federal courts located in Travis County, Texas, and each party consents to the personal jurisdiction and venue of those courts.

Before filing a claim, we encourage you to contact us and provide a reasonable opportunity to resolve the concern informally. Nothing in this section prevents either party from seeking appropriate injunctive relief or limits a right that cannot be waived by law.

14

General terms and contact

These Terms, together with policies incorporated by reference, constitute the entire agreement between you and LeasePoint regarding the public Site, unless a separate written agreement applies. If a provision is found unenforceable, it will be enforced to the maximum extent permitted and the remaining provisions will remain effective. A waiver must be in writing and does not waive a later breach.

You may not assign these Terms without our prior written consent. We may assign them in connection with a merger, reorganization, transfer of assets, or by operation of law. Headings are for convenience only.

We may update these Terms by posting a revised version and changing the “Last updated” date. Changes apply prospectively when posted, unless another date is stated. Your continued use of the Site after an update means you accept the revised Terms.